Liquor liability insurance provides coverage for establishments involved in the alcohol business such as liquor stores, bars, taverns, restaurants, and night clubs. Most claims involve damages because of the actions of an intoxicated person. For example, when a lawsuit is filed by someone involved in a crash caused by someone who was drinking at your establishment. Damages in liquor liability suits can be substantial, so it is critical for your business to carry adequate liquor liability coverage.
Business owners should be aware that liquor liability insurance is a separate policy that is specifically excluded from general liability coverage.
Dunham Insurance can customize a liquor liability policy for your specific business needs. Contact us today for more information about coverage and a consultation.